Scott Storace - Branch Manager, 100 Pacifica Drive Ste. 140, Irvine CA 92618 NMLS #226339 949.973.0141

"From the minute you call me to the minute we close, I have your back. No hassles, no banker’s hours & quick response times." - Scott Storace

  • Home Loans up to $3,000,000
  • Interest Rate Float Down Option

Have Questions? Call 949.973.0141

Orange County Funding

Team Stodoc - PrimeLending Thank you for visiting our website! We know that you have a world of choices when it comes to choosing a mortgage professional but, you may have also noticed that we are all selling the exact same things: products, price and process. Simply put, most of us lenders are selling the same mortgage programs, rate sheets and, of course, the "quickest" home loan process in town.

So how are we different, you ask?

  • Conventional Financing

    Here in Orange County due to the higher cost of living, the conventional loan product tends to be the most universal means to obtaining a home loan.  Additionally, the “Conventional” loan can be split into two separate categories: 1) Conforming loans, those that meet Fannie Mae and Freddie Mac standards and 2) Non-conforming loans, those that do not meet Fannie and Freddie standards. [...]

    Conventional Financing

  • Condominium Financing

    Condominiums are very popular throughout Orange County and southern California because they are more affordable than most single family residences. But there are strict property eligibility requirements that must be met in order to obtain financing. A thorough review of the condominium development, home owner’s association, insurance and financials are necessary.[...]

    Condo Financing

Meet Scott Storace

  • Thank you Scott for making our first time home buying experience soooooo easy. You made the information very easy to understand. There were no headaches at all.

  • …thank you for all your help with our recent home loan. You do a top notch job and made us feel very confident every step of the way.

  • …Scott Storace made the process so simple. I felt like he did all the work for me. He was always available for questions and was very forthcoming and knowledgeable in his answers.

  • Make no mistake, Mr. Scott Storace is amongst the classiest I have come across in some time. Professional, down-to-earth, kind, the whole package, plus some. I feel blessed that my wife and I crossed paths with this man.

We are the educators – Your mortgage mentors! Not only do we help people like you qualify for and obtain real estate financing, we also invest our time in both educating you and acting as your home loan advocate. Whether you are purchasing as first-time home buyer, refinancing or exploring your options as an experienced investor, we conduct thorough mortgage reviews so that we can:

  • Exhibit all of your mortgage options with a road map for each
  • Explain why certain items are needed to process and close your transaction
  • Clarify the purpose of the GFE and Initial Home Loan Disclosure Package (What are you signing)?
  • Help you plan
  • Help you make more informed decisions

We know that our job is to serve you - Period. Our approach will always be relational, not transactional. We built this business one relationship at a time with 100% of our time devoted to serving the needs of our clients first.

Now, how can we help? What are you looking for? Conventional/Jumbo Financing? FHA or VA Financing? Condominium Financing? Not sure? Contact us today for an obligation-free phone or email consultation. Let’s discuss your goals, questions and concerns so that we can set you in the right direction.