For A Fast Approval Call Scott Storace, Loan Originator, NMLS #226339 - 949.973.0141

"From the minute you call me to the minute we close, I have your back. No hassles, no banker’s hours & quick response times." - Scott Storace

We Make Buying and Refinancing Homes Easier

  • Fast Loan Approval & Funding
  • Flexible Home Loan Options
  • Home Loans up to $3,000,000
  • Famous Interest Rate Float Down Program
 

Have Questions? Call 949.973.0141

Renovation: Ugly Homes Equal Opportunity

Link to Renovation: Ugly Homes Equal Opportunity Renovation: Turning Ugly Into Opportunity Orange County, CA – It’s been said that one man’s trash is another man’s treasure. Put differently, Robert Kennedy stated “There are those that look at things the way they are, and ask why… I dream of things that never were, and ask why not?” These statements accurately reflect a perspective of home renovation. Many people walk...[...]
Posted by Scott Storace in Home Repairs & Renovations

VA Renovation Home Loan: Put your VA Benefit to Work

Link to VA Renovation Home Loan: Put your VA Benefit to Work VA Renovation – Putting your VA Benefit to Work Irvine, CA – Are you a veteran in search of loan to upgrade your home? Or have you found a home that has great bones but needs TLC. You like it but don’t quite love it. You’ve searched high and low for a VA renovation loan that will work  but you’ve come up empty. Maybe you’re like many homeowners...[...]
Posted by Scott Storace in Home Repairs & Renovations, VA Home Loans

The Benefits of VA Home Loans

Link to The Benefits of VA Home Loans The Benefits of VA Home Loans Take advantage of the benefits of VA home loans you honorably earned! The VA home loan is one of the best benefits available to current or former service members and their spouses. The advantages of this home loan are second to none. No Down Payment. Up to 100% Financing Available including Cash-Out Refinances No Mortgage Insurance Loan Amounts up to...[...]
Posted by Scott Storace in Mortgage Information, VA Home Loans

How to Shop for a Home Loan in 2016

Link to How to Shop for a Home Loan in 2016 When it comes to purchasing a home, 47% of borrowers don’t shop for a home loan.  Instead, nearly half of all mortgage borrowers miss huge money-saving opportunities to shop and compare home loan options.  But, a little knowledge can go a long way – especially for buyers with hurried timelines! Buyers Who Know More, Shop More Buyers who know more about the home financing process...[...]
Posted by Scott Storace in Mortgage Information

The Fed’s “Force Awakens” Talk of Rate Increases

Link to The Fed’s “Force Awakens” Talk of Rate Increases As the plot thickens and anticipation builds, Star Wars fans and galactic economists (aka the Feds) build steam with talk of mortgage rate increases. Come 2016, home buyers and industry Jedi’s must expect the gradual increase of mortgage rates.  But, despite news that impresses a nod to the “Dark Side,” officials did a very good job of telling the market what to expect.  Key...[...]
Posted by Scott Storace in Mortgage Information

Home Financing Tips for 2016

Link to Home Financing Tips for 2016 Home Financing Tips for 2016: They’re less drastic than Tips for Dealing with a New Driver! Last year, I wrote Home Financing Tips for 2015 with a great focus on what went wrong in 2014.  After all, isn’t that what a “tip” is?  But, I’ve learned that “tips” used as “forewarnings” are about as energizing as schooling a new, teen driver.  Parents who have handed...[...]
Posted by Scott Storace in Mortgage Information

2016 Conforming Loan Limits in Orange County, CA

Link to 2016 Conforming Loan Limits in Orange County, CA The Federal Housing Finance Agency (FHFA) announced last week that the 2016 conforming loan limits will remain largely unchanged in all but 39 counties. To access the complete list of 2016 maximum conforming loan limits for all counties and county-equivalent areas in the country click HERE. Though announcements of this brand may not seem overwhelmingly significant, especially since...[...]
Posted by Scott Storace in Mortgage Information

Buy More Home with Less Down

Link to Buy More Home with Less Down Fannie Mae just announced program adjustments that will soon allow buyers to buy more home with less down! We’re simplifying the home buying process yet again! New program updates will soon allow buyers to buy more home with less down in Orange County, CA! Other than having to layer our tank tops, add a scarf and possibly a pea coat to cover our board shorts in the morning,...[...]
Posted by Scott Storace in Mortgage Information

Simple No Waiting Period for Short Sales at PrimeLending

Link to Simple No Waiting Period for Short Sales at PrimeLending There’s a simple no waiting period for short sales used to help home buyers who are ready to begin again now available through PrimeLending! In most cases, the conventional waiting period for short sales is 4 years.  But, not at PrimeLending!  We’re now offering a new, conventional loan program that looks at all buyer information and decides if their new loan is an acceptable...[...]
Posted by Scott Storace in Mortgage Information

Sell Your Home During the Holidays

Link to Sell Your Home During the Holidays If you could sell your home during the holidays, would you?  For those who have read any of my previous blogs, you certainly know where this is heading.  I am about to list the benefits of selling your home during the holidays despite any whispers of my “Grinch-y” assertiveness! Yes, that’s right!  I may sound like a real “Scrooge” right about now but, I can assure you...[...]
Posted by Scott Storace in Market Updates