Scott Storace - Branch Manager, 100 Pacifica Drive Ste. 140, Irvine CA 92618 NMLS #226339 949.973.0141

"From the minute you call me to the minute we close, I have your back. No hassles, no banker’s hours & quick response times." - Scott Storace

  • Home Loans up to $3,000,000
  • Interest Rate Float Down Option
 

Have Questions? Call 949.973.0141

VA Renovation Home Loan: Put your VA Benefit to Work

Link to VA Renovation Home Loan: Put your VA Benefit to Work VA Renovation – Putting your VA Benefit to Work Irvine, CA – Are you a veteran in search of loan to upgrade your home? Or have you found a home that has great bones but needs TLC. You like it but don’t quite love it. You’ve searched high and low for a VA renovation loan that will work  but you’ve come up empty. Maybe you’re like many homeowners...[...]
Posted by Scott Storace in Home Repairs & Renovations, VA Home Loans

The Benefits of VA Home Loans

Link to The Benefits of VA Home Loans The Benefits of VA Home Loans Take advantage of the benefits of VA home loans you honorably earned! The VA home loan is one of the best benefits available to current or former service members and their spouses. The advantages of this home loan are second to none. No Down Payment. Up to 100% Financing Available including Cash-Out Refinances No Mortgage Insurance Loan Amounts up to...[...]
Posted by Scott Storace in Mortgage Information, VA Home Loans

How to Shop for a Home Loan in 2016

Link to How to Shop for a Home Loan in 2016 When it comes to purchasing a home, 47% of borrowers don’t shop for a home loan.  Instead, nearly half of all mortgage borrowers miss huge money-saving opportunities to shop and compare home loan options.  But, a little knowledge can go a long way – especially for buyers with hurried timelines! Buyers Who Know More, Shop More Buyers who know more about the home financing process...[...]
Posted by Scott Storace in Mortgage Information

Home Financing Tips for 2016

Link to Home Financing Tips for 2016 Home Financing Tips for 2016: They’re less drastic than Tips for Dealing with a New Driver! Last year, I wrote Home Financing Tips for 2015 with a great focus on what went wrong in 2014.  After all, isn’t that what a “tip” is?  But, I’ve learned that “tips” used as “forewarnings” are about as energizing as schooling a new, teen driver.  Parents who have handed...[...]
Posted by Scott Storace in Mortgage Information

2016 Conforming Loan Limits in Orange County, CA

Link to 2016 Conforming Loan Limits in Orange County, CA The Federal Housing Finance Agency (FHFA) announced last week that the 2016 conforming loan limits will remain largely unchanged in all but 39 counties. To access the complete list of 2016 maximum conforming loan limits for all counties and county-equivalent areas in the country click HERE. Though announcements of this brand may not seem overwhelmingly significant, especially since...[...]
Posted by Scott Storace in Mortgage Information

Buy More Home with Less Down

Link to Buy More Home with Less Down Fannie Mae just announced program adjustments that will soon allow buyers to buy more home with less down! We’re simplifying the home buying process yet again! New program updates will soon allow buyers to buy more home with less down in Orange County, CA! Other than having to layer our tank tops, add a scarf and possibly a pea coat to cover our board shorts in the morning,...[...]
Posted by Scott Storace in Mortgage Information

Sell Your Home During the Holidays

Link to Sell Your Home During the Holidays If you could sell your home during the holidays, would you?  For those who have read any of my previous blogs, you certainly know where this is heading.  I am about to list the benefits of selling your home during the holidays despite any whispers of my “Grinch-y” assertiveness! Yes, that’s right!  I may sound like a real “Scrooge” right about now but, I can assure you...[...]
Posted by Scott Storace in Market Updates

Listing Your Home During the Offseason

Link to Listing Your Home During the Offseason With summer coming to a close, listing your home may be the last thing on your mind.  Your kids are back in school and the holidays are on the horizon.  How would listing your home right now be anything but a headache?  According to the National Association of Realtors (NAR), NOW may actually be the BEST time to list your home.  Here’s why:   Currently, the level of supply is...[...]
Posted by Scott Storace in Mortgage Information

Renovation Loans with LPMI

Link to Renovation Loans with LPMI PrimeLending now offers renovation loans with lender paid mortgage insurance.  This means that finding inspiration in a market with modest supply just got easier!  Customized financing options like the EZ-C and HomeStyle programs allow buyers and families access to renovation loans tailored to fit their specific needs.  It’s financing with the freedom to “make any...[...]
Posted by Scott Storace in Mortgage Information

Best Places to Work in Orange County CA

Last month, PrimeLending was voted one of the best places to work in Orange County CA! It’s a high honor, for sure. But, it won’t keep us from pushing! At PrimeLending, we like to get “uncomfortable.” We scoff at complacency and push for progress. Every week our branch meets for a weekly review of goals, reports and strategy. Prior to the recognition of PrimeLending as one of...[...]
Posted by Scott Storace in Mortgage Information