Scott Storace - Branch Manager, 100 Pacifica Drive Ste. 140, Irvine CA 92618 NMLS #226339 949.973.0141

"From the minute you call me to the minute we close, I have your back. No hassles, no banker’s hours & quick response times." - Scott Storace

  • Home Loans up to $3,000,000
  • Interest Rate Float Down Option

Have Questions? Call 949.973.0141

Conventional Financing

Here in Orange County due to the higher cost of living, the conventional loan product tends to be the most universal means to obtaining a home loan.  Additionally, the “Conventional” loan can be split into two separate categories:

  1. Conforming loans, those that meet Fannie Mae and Freddie Mac standards and,
  2. Non-conforming loans, those that do not meet Fannie and Freddie standards.

Why use conventional financing?

  • To provide access to Jumbo Loan Programs
  • Second/Vacation Home Financing
  • Investment Property Financing
  • Homestyle and Homepath Renovation Loans
  • 95-97% Financing: FHA Alternative

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