Scott Storace - Branch Manager, 100 Pacifica Drive Ste. 140, Irvine CA 92618 NMLS #226339 949.973.0141

"From the minute you call me to the minute we close, I have your back. No hassles, no banker’s hours & quick response times." - Scott Storace

  • Home Loans up to $3,000,000
  • Interest Rate Float Down Option

Have Questions? Call 949.973.0141

Home Repairs & Renovations Category

Looking for a home renovation loan? Big or small we have the detiails here.

We Finance Broken Homes

Broken foundations, beat up interiors, burned out rooms…they are all okay. When Humpty Dumpty fell off the wall, it may have been PrimeLending that put him back together with one of our renovation or construction loans. If you have the vision, we have the funds. Big or small, planned or not, these programs are a beacon of hope to many. Inscribed on the Statue of Liberty is a quote...[...]

Facing a Low Inventory Market

Are you struggling in this low inventory environment? Is it increasingly difficult to find the right property for your buyers? We hear about it all the time from our agents and we are getting loads of questions about it from our clients as well. It seems like there are just not enough homes on the market. Or maybe the properties that are available do not fit your clients individual...[...]

The American Dream

Why do people want to buy real estate? It is a great long term investment. You aren’t paying for someone elses mortgage, you are building your own equity. No fear of rent increase every year. But I feel it’s not just investing in your own home that is 100% of the appeal. People want rental income. Using real estate to build wealth with an investment property is a significant...[...]

USDA Renovation Loan

Link to USDA Renovation Loan A USDA renovation loan is a great option for home buyers who are looking to purchase property in a rural area. This kind of loan offers flexibility for borrowers who may not normally be able to purchase a home due to income or credit limitations. Below we discuss two types of USDA renovation loans- Buyer/Seller option and the Escrow Holdback option. USDA Buyer/Seller Oftentimes, as a...[...]

Preparing Your Home for Appraisal

You have an offer on your home, things are moving along and now, the appraisal has been scheduled. So now you are wondering how best to go about preparing your home for appraisal. Preparing Your Home for Appraisal Your To-Do List 1. Safety requirements. They might be small, but they are mighty important.  Smoke/carbon monoxide alarms, and home security alarms, among other things are...[...]

A Seamless Path to Renovation

A seamless renovation loan, imagine the possibilities!   Until now, renovation loans meant huge hassles for clients and their preferred contractors. Multiple detailed estimates were required. Additionally, lots of paperwork and a thorough background check for the contractors was necessary. The good news is, times have changed. We are making the renovation loan the perfect...[...]

HELOC vs. Renovation Loan

The kitchen needs a paint job. No big deal, you could do it in a weekend for a few hundred bucks. However new paint would make the tile look dated… which it is… and you did want to add that extra wall outlet to charge the kids tablets. Updating the tile would make you want to update the cabinets and by this point you realize that the kitchen does in fact need to be...[...]

Distressed Homes Are A Dream Come True

Turning Distressed Into Designer! Click  to watch a short video about renovation!  Location! Location! Location! It has been called the most important factor in Real Estate. You can paint or move walls, add a bedroom or bathroom, but you (typically) can’t move the home from it’s location. Quality of life, resale value, education can all be affected by the location of your...[...]

Renovation: Ugly Homes Equal Opportunity

Link to Renovation: Ugly Homes Equal Opportunity Renovation: Turning Ugly Into Opportunity Orange County, CA – It’s been said that one man’s trash is another man’s treasure. Put differently, Robert Kennedy stated “There are those that look at things the way they are, and ask why… I dream of things that never were, and ask why not?” These statements accurately reflect a perspective of home renovation. Many people walk...[...]

VA Renovation Home Loan: Put your VA Benefit to Work

Link to VA Renovation Home Loan: Put your VA Benefit to Work VA Renovation – Putting your VA Benefit to Work Irvine, CA – Are you a veteran in search of loan to upgrade your home? Or have you found a home that has great bones but needs TLC. You like it but don’t quite love it. You’ve searched high and low for a VA renovation loan that will work  but you’ve come up empty. Maybe you’re like many homeowners...[...]