Scott Storace - Branch Manager, 100 Pacifica Drive Ste. 140, Irvine CA 92618 NMLS #226339 949.973.0141

"From the minute you call me to the minute we close, I have your back. No hassles, no banker’s hours & quick response times." - Scott Storace

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A Smart Way To Invest Your Tax Refund!

"Treat Yourself" with a new home.  Use your tax return to help you buy a primary, secondary or investment property this season!

“Treat Yourself” with a new home. Use your tax return to help you buy a primary, secondary or investment property this season!

If your 2014 tax refund has you planning a big “Treat Yourself” holiday, listen up!  The government isn’t sending you a bonus check.  Paying homage to yourself like Donna Meagle and Tom Haverford is not as fun as it seems.  Soon their clothes will go out of style, their fragrances will get used up, their massages will be long forgotten and their mimosas will have made them sick.

Instead, draw on visions of a more “sheltered” future!  Consider buying a home with your tax refund.  With a smaller initial investment than required by FHA, buyers today can get into a home for as little as 3% down.  For those in high-cost areas, we also have the 89.9% LTV Jumbo Loan Program with NO mortgage insurance!  It’s the ultimate “Treat Yourself” gift.

Financing that’s Flexible

Maybe it sounds crazy but buying a home has never been easier.  Simply named, the 97% LTV Conventional loan program allows buyers to purchase homes with as little as 3% down.  That’s less than required by the FHA!  In fact, when compared to the FHA program, the 97% LTV Conventional loan program can sometimes offer more competitive mortgage insurance premiums.  This way, you can enjoy the benefits of homeownership with financing that’s flexible.

For those in high-cost areas like Orange County, PrimeLending offers their 89.9% LTV Jumbo loan program.  This loan program allows buyers to purchase homes with just a little more than 10% down.  So, if you have a particularly large tax refund coming your way, consider this option.  Jumbo financing with a small initial investment and NO mortgage insurance is quite a juicy treat!

For more information regarding the 97% LTV Conventional loan program OR our 89.9% LTV JUMBO loan program, contact me.  You may be pleasantly surprised by the investment power of your tax refund.  Treat Yourself!

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