Scott Storace - Branch Manager, 100 Pacifica Drive Ste. 140, Irvine CA 92618 NMLS #226339 949.973.0141

"From the minute you call me to the minute we close, I have your back. No hassles, no banker’s hours & quick response times." - Scott Storace

  • Home Loans up to $3,000,000
  • Interest Rate Float Down Option

Have Questions? Call 949.973.0141

VA Home Loans Category

Are you a veteran of the military and looking for information about a VA loan? THis is where you’ll find your answers.

A Fresh Look at VA Loans

It might be time to take a fresh look at VA loans! VA loans and Government loans in general might give you pause when an offer with one crosses your desk. But why? Did a bad experience or even a story overheard years ago leave you with a negative impression about the VA home loan process? We all know there are many benefits to the VA loan program. We would love the opportunity to dispel...[...]

Basics and Benefits of VA Home Loans

VA home loans have helped dozens of military families get into the home of their dreams Orange County, CA – The VA Home Loan guaranty program has been around since the end of World War II. Though it’s been through many changes it remains a phenomenal mortgage option. The VA loan does not require a down payment. And you never have to pay mortgage insurance with a VA home loan....[...]

How Work History Affects Home Loans

How does your work history affect your chance of a loan approval? Orange County, CA- Work history can have a profound impact on your ability to qualify for a mortgage. One of the first questions a loan officer will ask you is “How long have you been in your field of work?” You may have heard that lenders like at least 2 years in the same line of work. It shows a level of...[...]

VA Renovation Home Loan: Put your VA Benefit to Work

Link to VA Renovation Home Loan: Put your VA Benefit to Work VA Renovation – Putting your VA Benefit to Work Irvine, CA – Are you a veteran in search of loan to upgrade your home? Or have you found a home that has great bones but needs TLC. You like it but don’t quite love it. You’ve searched high and low for a VA renovation loan that will work  but you’ve come up empty. Maybe you’re like many homeowners...[...]

The Benefits of VA Home Loans

Link to The Benefits of VA Home Loans The Benefits of VA Home Loans Take advantage of the benefits of VA home loans you honorably earned! The VA home loan is one of the best benefits available to current or former service members and their spouses. The advantages of this home loan are second to none. No Down Payment. Up to 100% Financing Available including Cash-Out Refinances No Mortgage Insurance Loan Amounts up to...[...]

VA Loan Limit Increased in Orange County

Link to VA Loan Limit Increased in Orange County We Salute You! Effective August 6th, 2012 the maximum VA loan limit in Orange County, CA increased from $621,000 to $675,000. This boost is good through December 31, 2012. But it’s not temporary. VA is reverting to the method of basing county limits on median home prices. 2013 limits will be posted once median price data comes in from the Federal Housing Finance Agency. Other...[...]

VA Loan Fees: Which Ones Can the Veteran Pay?

Link to VA Loan Fees: Which Ones Can the Veteran Pay?   Orange County, CA – The fees that veteran’s can pay to obtain a loan are limited by the VA. Which VA loan fees a borrower can and can’t pay is often a subject of debate. VA loans can be structured differently. The VA even allows other parties to pay specific fees. With a variety of combinations available for structuring the VA loan fees, it can get...[...]

Qualifying for a VA Home Loan After Bankruptcy in Orange County, CA

Link to Qualifying for a VA Home Loan After Bankruptcy in Orange County, CA Bankruptcy has been on the rise since 2006. The market downturn has strained many people financially. Many Orange County residents sought the legal protection of bankruptcy to protect themselves and their families. But bankruptcy is an event not a person. For those looking to move beyond their bankruptcy and to qualify for a new VA home loan, keep reading. I also suggest that...[...]

VA Streamline Refinance Loans

Link to VA Streamline Refinance Loans VA Streamline Refinance - Saving Money for Veterans There’s been a lot of media hype surrounding the recent release of the HARP 2.0 refinance program. It allows homeowners with conventional loans to refinance regardless of their equity position. However, the HARP program doesn’t apply to VA loans. But Orange County veterans with VA home loans do have another option. It’s called...[...]

Multiple VA Home Loans: Fact or Fiction?

Link to Multiple VA Home Loans: Fact or Fiction? You’ve found a job and need to move. You can’t sell your home but you don’t want to rent. You don’t have money for a down payment and want to re-use your VA benefits. But you already have a VA loan on your current home. Can you have multiple VA home loans at the same time, you ask? The answer is a resounding Yes! Economy’s like we have today can make it...[...]