Scott Storace - Branch Manager, 100 Pacifica Drive Ste. 140, Irvine CA 92618 NMLS #226339 949.973.0141

"From the minute you call me to the minute we close, I have your back. No hassles, no banker’s hours & quick response times." - Scott Storace

  • Home Loans up to $3,000,000
  • Interest Rate Float Down Option

Have Questions? Call 949.973.0141

VA Home Loan Eligibility

Orange County, CA – Have you served in the military and sacrificed for the US flag and country? If so, you may be eligible for some fantastic home buying benefits. Amazingly, I have met many service members who have not taken advantage of the opportunity with their VA home loan eligibility.

If you served on active duty or were honorably discharged then, in most cases, you will be eligible for a VA loan.

  1. Did you serve more than 90 days on active duty?
  2. Did you serve more than 180 days during peacetime?
  3. Have you served at least 6 years in the reserves or National Guard?
  4. Are you the wife of a service member who was killed in action?


If you answered YES to one of these questions then you may be eligible for a VA home loan.

VA home loan eligibility may be established for others too. For instance, if you are a US Citizen who served in the armed forces of a US ally during World War II or people with service in specific organizations such as Public Health Service officers, cadets at the United States Military, Air Force, or Coast Guard Academy, midshipmen at the United States Naval Academy, officers of National Oceanic & Atmospheric Administration, merchant seaman with WW II service, and others.

In order to confirm your eligibility you’ll need to request a copy of your Certificate of Eligibility from the VA. It’s a quick and simple process. Generally, VA approved lenders can obtain these quicker than the veteran by utilizing the VA’s web portal. We would need a copy of your DD 214 and form 26-1880. Active duty members would need a statement of service signed by the adjutant, personnel office or unit commander.

You’ve served and sacrificed with honor and distinction. This benefit is here for you. It’s worth taking advantage of!

If you have VA home loan eligibility questions feel free to reach out to us and we’ll be happy to answer your questions.

Scott Storace

If you like this post please share it!

Comments are closed.